“We understand that there are many out-of-town companies approaching homeowners with quick estimates and promises to finish the job quickly,” that the HBA said. “We recommend for you to be extremely careful when hiring roofing contractors to repair or replace your roof and damaged land.”
After any storm, buyers will need to be careful of “fly-by-night operators” seeking to”take advantage of homeowners.”
Obtain a written quote and contract.
Compare the cost estimate from your insurance provider together with the quote by the roofer/contractor. They most likely won’t match exactly but should be similar for the covered loss.
Request and check references.
Roofers and Contractors should be willing to provide the names of previous clients. Call several former customers who had similar work done to create certain they were satisfied with the job.
Request proof of insurance.
Make sure the roofer or contractor carries general liability insurance and workers’ compensation. If the contractor isn’t insured, the homeowner may be liable for accidents that happen on the house.
Use licensed roofers and builders.
Get guarantees in writing.
A complete contract should clearly state all of the tasks to be performed, all associated costs and the payment schedule. Never sign a blank contract or one with blank spaces. Make sure the contract clearly states who will apply for the necessary permits or permits.
Obtain local building permits if needed.
Permits may be required for site work, other than demolition, and for reconstruction. Contact the regional authorities for license information.
Pay by check after the work is completed.
Avoid on-the-spot cash payments. The safest route is to write a check to the contracting company.
The following are some red flags and warning signs to watch out for:
- Roofer or Contractor wants 50% deposit plus cost of materials.
- Roofer or Contractor features financing of the deductible or other important costs.
- Roofer or Contractor as well as the insurance assessor that composes the extent and/or validates completion of work are the exact same company.
- Roofer or Contractor emphasizes cost saving over connection, confidence and final warranty of satisfaction.